Pet Insurance: The Pros, Cons, and Alternatives



Every pet owner has had that “OH $%!^” moment at the vet.

pet wellness plan surprised cat at the vet

The one where the congenial man or woman at the desk quietly hands you a sheet of paper.

On it: several options, each detailing a level of expense and care for your pet.

You stand there for a moment and consider, thoughts derailed by the confusion that is frequently encountered at the veterinary clinic.

It is disconcerting to have to ask yourself, “how much am I willing to pay for my pet’s good health?” That may seem a little grim, but the point isn’t to bum you out.

The vet is asking an important question, one that you should consider ahead of time.

That way if there is an emergency, you can, with a clear head, make the best possible decision for your pet.

We love our pets and consider them friends and family members.

Who are we kidding, OUR PETS ARE OUR CHILDREN!

For a number of reasons, however, the law considers them property.

When money becomes an issue, that legal view can clash with our personal perspective of our pets, and it’s those clashing perspectives that WILL cause confusion, anxiety, and sometimes panic.

How do you balance your pet’s health with your bank account’s?

That’s a question every pet owner has to answer for themselves.

Many people are faced with a similar problem when they run into health issues of their own, and so they look to insurance as a fiscal safety net.

Pet insurance can seem like a very good idea.

After all, health insurance, for all its problems, does allow people to find the healthcare they need. Many people assume that pet insurance provides a similar value.

The truth is, while pet insurance can be very helpful, the issue is more complicated.

Should you buy pet insurance? Before you decide, let’s look at some facts.

We Love Them Like Family: We Love Them Because They Are Family

pet insurance because they are our family

Written by Flo

I am a writer and pet lover living in the Pacific Northwest. I own 2 cats, Bella and Junior, and they are adorable :) I have been an animal advocate and human companion for several dozen animals over the years. I have raised Cockatiels, cats, dogs, rabbits, chickens, and a tortoise. Writing is my second passion and writing for Funny Pet Stop is a fantastic match for me.